Motozuma.com is where social media meets fiscal responsibility. The website helps future first-time car buyers save up for their first vehicle — new or used.

Students can enter the website and set up a free user account, just as they would on Facebook. When you are creating your account, you will notice that the website has the same features as social-networking websites that allow you to personalize your page.

The process was painless. I was quite surprised at how easy it was for me to begin saving. This website also works well for gift-giving occasions such as birthdays and graduations. I already asked my friends and family to donate to my Motozuma profile for Christmas. I also plan on using my own debit card to save money on my account.

The site is partnered with Chase Bank and Hyundai. Chase Bank holds all of the money in an escrow account; the employees of Motozuma do not touch any of the money saved in the user accounts. Safety is a non-issue because the accounts are FDIC insured by the government, and the company also is in the process of becoming registered with the Better Business Bureau.

Hyundai is a “manufacturer match” partner with Motozuma, which means Hyundai will match the money in a user account dollar-for-dollar up to $500 — if the user purchases a Hyundai.

When you’re ready to take the plunge, just click “ready to buy” on the profile page. Chase Bank will either mail the money from your Motozuma account or it will transfer the money over to the accredited dealership you are buying the car from.

Motozuma launched this October and is working to recruit other automobile manufacturers to join as a “manufacturer match partner.” Motozuma is working with Ford, Chevy, Honda, Nissan, Toyota and other major car manufacturers around the world, and its goal is to bring 40 major car manufacturers on board. Motozuma hopes this will offer a variety of options and benefits to their members, as well as inspire competition amongst the automakers.